:root{--bg:#f5f7fb;--surface:#fff;--surface-2:#eef3f9;--surface-3:#e6edf6;--ink:#071427;--muted:#65738c;--line:#dce4ef;--brand:#315efb;--brand-2:#2246c7;--brand-soft:#e9efff;--green:#0a9b6d;--danger:#d5485d;--gold:#b87800;--gold-soft:#fff2cd;--navy:#071427;--navy-2:#0d1d35;--white:#fff;--shadow:0 18px 60px rgba(10,28,54,.08);--shadow-sm:0 8px 28px rgba(10,28,54,.07);--radius:22px;--max:1280px;--font:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color-scheme:light}
html[data-theme="dark"]{--bg:#0b0e13;--surface:#12171e;--surface-2:#181e27;--surface-3:#202833;--ink:#f3f5f8;--muted:#a7b0bd;--line:#29313c;--brand:#6b85ff;--brand-2:#8ea0ff;--brand-soft:#1a2234;--gold:#d39a32;--gold-soft:#2a2114;--navy:#0a0d12;--navy-2:#111720;--shadow:0 18px 60px rgba(0,0,0,.24);--shadow-sm:0 8px 28px rgba(0,0,0,.18);color-scheme:dark}
html[data-theme="dark"] .site-header{background:color-mix(in srgb,var(--bg) 94%,transparent)}
html[data-theme="dark"] .home-hero{background:radial-gradient(circle at 78% 10%,color-mix(in srgb,var(--brand) 6%,transparent),transparent 38%)}
html[data-theme="dark"] .section-soft{background:color-mix(in srgb,var(--surface-2) 42%,var(--bg))}
html[data-theme="dark"] .section-ink{background:#0a0d12}
html[data-theme="dark"] .section-head.light p{color:#a7b0bd}
html[data-theme="dark"] .quick-converter{background:#131820;border-color:#2a323d;box-shadow:0 16px 46px rgba(0,0,0,.2)}
html[data-theme="dark"] .quick-fields input,html[data-theme="dark"] .quick-fields select{background:#0f1319;border-color:#2a323d;color:#f3f5f8}
html[data-theme="dark"] .quick-fields input::placeholder{color:#747e8c}
html[data-theme="dark"] .quick-result strong{color:#f7f8fa}
html[data-theme="dark"] .market-rail{background:#0f141b}
html[data-theme="dark"] .mobile-bottom-nav{background:color-mix(in srgb,#12171e 95%,transparent);box-shadow:0 -8px 30px rgba(0,0,0,.24)}
html[data-theme="dark"] .mobile-sheet-backdrop{background:rgba(0,0,0,.58)}
html[data-theme="dark"] .site-footer{background:#090c10}
html[data-theme="dark"] .footer-intro p{color:#9aa3af}
html[data-theme="dark"] .footer-grid h2{color:#7f8998}
html[data-theme="dark"] .footer-grid>div:not(.footer-intro)>a{color:#b7bec8}
html[data-theme="dark"] .footer-trust a{color:#8f98a5}
html[data-theme="dark"] .footer-bottom{border-top-color:#252b33;color:#7f8895}

*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font);line-height:1.55;-webkit-font-smoothing:antialiased;padding-bottom:0}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button{color:inherit}img{max-width:100%;height:auto}.icon{width:21px;height:21px}.mini-icon{width:15px;height:15px}.skip-link{position:absolute;left:-9999px;top:8px;background:var(--ink);color:#fff;padding:10px 14px;border-radius:8px;z-index:999}.skip-link:focus{left:8px}.container{max-width:var(--max);margin:auto;padding:0 24px}.site-header{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--bg) 88%,transparent);backdrop-filter:blur(15px);border-bottom:1px solid var(--line)}.topline{height:68px;max-width:var(--max);margin:auto;display:flex;align-items:center;gap:26px;padding:0 24px}.brand{display:inline-flex;align-items:center;gap:10px;font-weight:900;letter-spacing:-.04em;font-size:22px}.brand img{border-radius:12px}.main-nav{display:flex;align-items:center;gap:3px;margin-left:12px}.main-nav a{padding:9px 11px;border-radius:10px;color:var(--muted);font-size:14px;font-weight:760}.main-nav a:hover,.main-nav a.active{color:var(--ink);background:var(--surface)}.header-actions{margin-left:auto;display:flex;gap:7px}.theme-toggle,.search-button{width:40px;height:40px;border:1px solid var(--line);background:var(--surface);border-radius:12px;display:grid;place-items:center;cursor:pointer}.market-rail{background:var(--surface);border-top:1px solid color-mix(in srgb,var(--line) 75%,transparent)}.market-rail-inner{max-width:var(--max);margin:auto;display:flex;overflow:auto;scrollbar-width:none;padding:0 24px}.market-rail-inner::-webkit-scrollbar{display:none}.market-rail a{display:flex;align-items:baseline;gap:7px;white-space:nowrap;padding:8px 17px 8px 0;margin-right:17px;border-right:1px solid var(--line)}.market-rail span{font-size:11px;color:var(--muted);font-weight:760}.market-rail strong{font-size:13px}.market-rail small{font-size:9px;color:var(--muted)}.market-rail .rail-more{border:0;color:var(--brand);font-weight:850;align-items:center}.mobile-bottom-nav,.mobile-menu-sheet,.mobile-sheet-backdrop{display:none}
.home-hero{padding:42px 0 28px;background:radial-gradient(circle at 78% 10%,color-mix(in srgb,var(--brand) 12%,transparent),transparent 34%)}.home-hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(330px,.65fr);gap:28px;align-items:center}.home-hero-copy{padding:10px 0}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--brand);font-size:11px;font-weight:900;letter-spacing:.09em;text-transform:uppercase}.eyebrow::before{content:"";width:20px;height:2px;border-radius:4px;background:currentColor}.home-hero h1{font-size:clamp(42px,5vw,66px);line-height:1;letter-spacing:-.055em;margin:14px 0 18px;max-width:820px}.home-hero h1 em{font-style:normal;color:var(--brand)}.home-hero-copy>p{font-size:18px;color:var(--muted);max-width:690px;margin:0 0 20px}.hero-shortcuts{display:flex;gap:8px;flex-wrap:wrap}.hero-shortcuts a{border:1px solid var(--line);background:var(--surface);border-radius:999px;padding:9px 12px;font-size:12px;font-weight:800}.hero-shortcuts a:hover{border-color:var(--brand);color:var(--brand)}.hero-freshness{display:flex;align-items:center;gap:7px;color:var(--muted);font-size:11px;margin-top:17px}.live-dot{width:8px;height:8px;border-radius:50%;background:#15b67d;box-shadow:0 0 0 5px rgba(21,182,125,.09)}.quick-converter{background:var(--surface);border:1px solid var(--line);border-radius:24px;padding:22px;box-shadow:var(--shadow-sm);min-width:0}.quick-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px}.quick-head>div{display:flex;flex-direction:column}.quick-head small{color:var(--muted);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.06em}.quick-head strong{font-size:23px;letter-spacing:-.035em}.quick-head>span{width:42px;height:42px;border-radius:13px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center}.quick-fields{display:grid;grid-template-columns:1fr 1.25fr;gap:10px}.quick-fields label{display:flex;flex-direction:column;gap:6px;color:var(--muted);font-size:11px;font-weight:800}.quick-fields input,.quick-fields select{width:100%;border:1px solid var(--line);background:var(--bg);color:var(--ink);border-radius:12px;padding:12px 11px;outline:none}.quick-fields input:focus,.quick-fields select:focus{border-color:var(--brand);box-shadow:0 0 0 3px color-mix(in srgb,var(--brand) 12%,transparent)}.quick-result{padding:18px 0 15px}.quick-result small{display:block;color:var(--muted);font-size:11px}.quick-result strong{display:block;font-size:clamp(30px,3vw,42px);letter-spacing:-.05em;line-height:1.1;margin:4px 0}.quick-result span{font-size:11px;color:var(--muted)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:12px;padding:11px 14px;font-weight:850;border:1px solid var(--line);background:var(--surface);cursor:pointer}.btn-primary,.btn.primary{background:var(--brand);border-color:var(--brand);color:#fff}.btn-secondary{background:var(--surface);color:var(--ink)}.btn-full{width:100%}.btn:hover{transform:translateY(-1px)}
.quick-action-band{padding:0 0 10px}.quick-action-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.quick-action-grid a{display:grid;grid-template-columns:auto 1fr;column-gap:11px;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:17px;padding:13px 14px}.quick-action-grid span{width:38px;height:38px;border-radius:12px;background:var(--surface-2);color:var(--brand);display:grid;place-items:center;grid-row:1/3}.quick-action-grid b{font-size:13px}.quick-action-grid small{color:var(--muted);font-size:10px}.quick-action-grid a:hover{border-color:color-mix(in srgb,var(--brand) 50%,var(--line));box-shadow:var(--shadow-sm)}
.section{padding:34px 0}.section-soft{background:color-mix(in srgb,var(--surface-2) 62%,var(--bg))}.section-ink{background:var(--navy);color:#f7f9fe}.section-tight{padding-top:14px}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:18px;margin-bottom:18px}.section-head h2{font-size:clamp(27px,3vw,38px);letter-spacing:-.04em;line-height:1.08;margin:5px 0}.section-head p{color:var(--muted);max-width:650px;margin:0}.section-head.light p{color:#aebbd0}.text-link,.section-link{color:var(--brand);font-weight:850;white-space:nowrap;font-size:13px}.section-ink .text-link{color:#89a0ff}
.market-duo{display:grid;grid-template-columns:1fr 1fr;gap:14px}.market-panel{background:var(--surface);border:1px solid var(--line);border-radius:22px;overflow:hidden}.panel-head{display:flex;align-items:center;justify-content:space-between;padding:16px 18px;border-bottom:1px solid var(--line)}.panel-head>div{display:flex;align-items:center;gap:10px}.panel-head>div>.icon{color:var(--brand)}.gold-panel .panel-head>div>.icon{color:var(--gold)}.panel-head span{display:flex;flex-direction:column}.panel-head strong{font-size:15px}.panel-head small{font-size:10px;color:var(--muted)}.panel-head>a{font-size:11px;color:var(--brand);font-weight:850}.mini-rate-list a{display:grid;grid-template-columns:auto 1fr auto;gap:11px;align-items:center;padding:12px 18px;border-bottom:1px solid var(--line)}.mini-rate-list a:last-child{border-bottom:0}.mini-rate-list a:hover{background:var(--surface-2)}.iso-chip{min-width:42px;height:34px;border-radius:10px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center;font-size:10px;font-weight:900;letter-spacing:.03em}.gold-visual{width:42px;height:34px;border-radius:10px;background:var(--gold-soft);color:var(--gold);display:grid;place-items:center}.gold-visual .icon{width:18px;height:18px}.mini-rate-list span:nth-child(2){display:flex;flex-direction:column}.mini-rate-list strong{font-size:12px}.mini-rate-list small{font-size:9px;color:var(--muted)}.mini-rate-list b{font-size:12px;text-align:right}
.banking-action-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:11px}.banking-action-grid a{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:17px;min-height:145px;display:flex;flex-direction:column;align-items:flex-start}.banking-action-grid a>span{width:39px;height:39px;border-radius:12px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center;margin-bottom:20px}.banking-action-grid strong{font-size:16px}.banking-action-grid p{color:var(--muted);font-size:12px;margin:5px 0 0}.banking-action-grid a:hover{transform:translateY(-2px);box-shadow:var(--shadow-sm);border-color:color-mix(in srgb,var(--brand) 45%,var(--line))}.home-bank-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}.home-bank-card{display:grid;grid-template-columns:auto 1fr auto;gap:10px;align-items:center;border:1px solid var(--line);background:var(--surface);border-radius:16px;padding:13px}.bank-visual{width:38px;height:38px;border-radius:11px;background:var(--surface-2);color:var(--brand);display:grid;place-items:center}.bank-visual .icon{width:19px;height:19px}.home-bank-card span:nth-child(2){display:flex;flex-direction:column}.home-bank-card strong{font-size:12px}.home-bank-card small{font-size:9px;color:var(--muted)}.home-bank-card>b{color:var(--brand)}.home-bank-card:hover{border-color:var(--brand)}
.tool-ribbon{display:grid;grid-template-columns:repeat(4,1fr);gap:11px}.tool-card{background:rgba(255,255,255,.065);border:1px solid rgba(255,255,255,.12);border-radius:18px;padding:18px;min-height:170px;display:flex;flex-direction:column;color:#f7f9fe}.tool-card>span{width:40px;height:40px;border-radius:12px;background:rgba(108,132,255,.15);color:#99aaff;display:grid;place-items:center}.tool-card strong{font-size:15px;margin:22px 0 6px}.tool-card small{color:#9fadc4;font-size:11px;line-height:1.45}.tool-card:hover{background:rgba(255,255,255,.09);border-color:rgba(137,160,255,.4)}.source-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:11px}.source-cards a{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:18px;min-height:180px;display:flex;flex-direction:column}.source-cards a>span{width:42px;height:42px;border-radius:12px;background:var(--surface-2);color:var(--brand);display:grid;place-items:center}.source-cards strong{margin:20px 0 6px;font-size:16px}.source-cards p{font-size:11px;color:var(--muted);margin:0 0 14px}.source-cards b{margin-top:auto;color:var(--brand);font-size:11px}.source-cards a:hover{border-color:var(--brand)}
.article-list{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.article-card{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:18px;display:flex;flex-direction:column;min-height:210px;overflow:hidden}.article-card.has-image{padding:0}.article-card-cover{aspect-ratio:16/9;overflow:hidden;background:var(--surface-2)}.article-card-cover img{width:100%;height:100%;object-fit:cover}.article-card-body{padding:17px;display:flex;flex-direction:column;flex:1}.article-card-meta{color:var(--brand);font-size:10px;font-weight:900;text-transform:uppercase;letter-spacing:.04em}.article-card h3{font-size:17px;line-height:1.3;letter-spacing:-.025em;margin:10px 0}.article-card p{font-size:12px;color:var(--muted);margin:0}.article-card .text-link{margin-top:auto;padding-top:16px;font-size:11px}.article-card:hover{border-color:color-mix(in srgb,var(--brand) 45%,var(--line));box-shadow:var(--shadow-sm)}.trust-band{padding:18px 0 28px}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr) auto;gap:10px;align-items:center;border:1px solid var(--line);background:var(--surface);border-radius:18px;padding:14px}.trust-grid>div{display:flex;align-items:center;gap:10px}.trust-grid>div>.icon{color:var(--brand)}.trust-grid span{display:flex;flex-direction:column}.trust-grid strong{font-size:11px}.trust-grid small{font-size:9px;color:var(--muted)}.trust-grid>a{font-size:11px;color:var(--brand);font-weight:850;white-space:nowrap}
.page-hero{padding:40px 0 22px;background:radial-gradient(circle at 82% 10%,color-mix(in srgb,var(--brand) 10%,transparent),transparent 32%)}.page-hero h1{font-size:clamp(38px,5vw,58px);line-height:1.02;letter-spacing:-.05em;margin:13px 0 14px;max-width:900px}.page-lead{font-size:17px;color:var(--muted);max-width:760px;margin:0}.breadcrumbs{display:flex;gap:7px;align-items:center;color:var(--muted);font-size:11px;margin-bottom:16px;flex-wrap:wrap}.breadcrumbs a:hover{color:var(--brand)}
.rate-board,.gold-board{background:var(--surface);border:1px solid var(--line);border-radius:20px;overflow:hidden}.rate-head,.rate-row{display:grid;grid-template-columns:minmax(180px,1.4fr) .8fr .8fr .7fr 26px;gap:13px;align-items:center}.rate-head{padding:10px 18px;background:var(--surface-2);color:var(--muted);font-size:10px;font-weight:900;text-transform:uppercase}.rate-row{padding:14px 18px;border-bottom:1px solid var(--line)}.rate-row:last-child{border-bottom:0}.rate-row:hover{background:var(--surface-2)}.asset-name{display:flex;align-items:center;gap:10px}.asset-name>b{width:38px;height:34px;border-radius:10px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center;font-size:10px}.asset-name>span{display:flex;flex-direction:column}.asset-name strong{font-size:12px}.asset-name small{font-size:9px;color:var(--muted)}.rate-row>span:not(:first-child){font-size:12px}.rate-sell{font-weight:850}.rate-spread{color:var(--muted)}.gold-head,.gold-row{display:grid;grid-template-columns:minmax(180px,1.5fr) .8fr .8fr 26px;gap:13px;align-items:center}.gold-head{padding:10px 18px;background:var(--surface-2);color:var(--muted);font-size:10px;font-weight:900;text-transform:uppercase}.gold-row{padding:14px 18px;border-bottom:1px solid var(--line)}.gold-row:last-child{border-bottom:0}.gold-row:hover{background:var(--surface-2)}
.hub-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.compact-grid{grid-template-columns:repeat(3,1fr)}.market-card{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:16px;display:flex;gap:13px;align-items:center}.market-card-icon{width:42px;height:42px;border-radius:12px;background:var(--gold-soft);color:var(--gold);display:grid;place-items:center;font-weight:900}.market-card span:nth-child(2){display:flex;flex-direction:column}.market-card small{color:var(--muted);font-size:10px}.market-card strong{font-size:16px}.market-card em{font-style:normal;color:var(--muted);font-size:9px}.market-card:hover{border-color:var(--brand)}
.bank-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:11px}.bank-card{display:grid;grid-template-columns:auto 1fr auto;gap:12px;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:17px;padding:15px}.bank-card .bank-letter,.bank-hero .bank-letter{width:44px;height:44px;border-radius:13px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center}.bank-card .bank-letter{font-size:0}.bank-card .bank-letter::before{content:"";width:23px;height:23px;background:currentColor;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M12 3 3 7v2h18V7zM5 10h2v8H5zm4 0h2v8H9zm4 0h2v8h-2zm4 0h2v8h-2zM3 19h18v2H3z'/%3E%3C/svg%3E") center/contain no-repeat}.bank-card strong{display:block;font-size:13px}.bank-card small{display:block;color:var(--muted);font-size:10px}.bank-arrow{color:var(--brand);font-weight:900}.bank-card:hover{border-color:var(--brand)}.bank-hero{display:grid;grid-template-columns:auto 1fr auto;gap:18px;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:22px;padding:20px}.bank-hero .bank-letter{font-size:0;width:54px;height:54px}.bank-hero .bank-letter::before{content:"";width:29px;height:29px;background:currentColor;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M12 3 3 7v2h18V7zM5 10h2v8H5zm4 0h2v8H9zm4 0h2v8h-2zm4 0h2v8h-2zM3 19h18v2H3z'/%3E%3C/svg%3E") center/contain no-repeat}.bank-hero h1{font-size:36px;margin:2px 0}.bank-hero p{color:var(--muted);margin:0}.bank-topic-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.bank-topic{background:var(--surface);border:1px solid var(--line);border-radius:19px;padding:19px}.topic-icon{width:39px;height:39px;border-radius:12px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center;margin-bottom:15px}.bank-topic h2{font-size:20px;letter-spacing:-.03em;margin:0 0 8px}.bank-topic p{color:var(--muted);font-size:13px;margin:0}.topic-links{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}.topic-links a{color:var(--brand);font-size:11px;font-weight:850}.source-panel{display:flex;align-items:center;justify-content:space-between;gap:20px;background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:20px}.source-panel h2{font-size:25px;letter-spacing:-.035em;margin:4px 0}.source-panel p{color:var(--muted);margin:0}.info-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.info-card{background:var(--surface);border:1px solid var(--line);border-radius:19px;padding:20px}.info-card h2{font-size:22px;letter-spacing:-.03em;margin:0 0 9px}.info-card p{color:var(--muted);margin:0;font-size:13px}.info-card a{color:var(--brand);text-decoration:underline;text-underline-offset:3px}
.answer-panel{background:var(--navy);color:white;border-radius:24px;padding:25px;display:grid;grid-template-columns:1.2fr .8fr;gap:22px;align-items:center}.answer-panel h1{font-size:clamp(34px,4vw,54px);line-height:1.03;letter-spacing:-.05em;margin:0 0 12px}.answer-label{display:block;color:#aebbd2;font-size:11px;font-weight:850;text-transform:uppercase}.answer-value{display:block;font-size:clamp(36px,5vw,60px);font-weight:900;letter-spacing:-.05em;margin:10px 0}.answer-meta{color:#aebbd2;font-size:12px}.answer-side{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.13);border-radius:17px;padding:16px}.answer-side dl{margin:0}.answer-side div{display:flex;justify-content:space-between;gap:15px;padding:9px 0;border-bottom:1px solid rgba(255,255,255,.1)}.answer-side div:last-child{border-bottom:0}.answer-side dt{color:#aebbd2}.answer-side dd{margin:0;font-weight:800}.amount-hero{padding:42px 0 25px}.amount-badge{width:48px;height:48px;border-radius:14px;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:18px;font-weight:900;margin-bottom:14px}.gold-badge{background:linear-gradient(145deg,#e9c76a,#9c6500)}.amount-hero h1{font-size:clamp(38px,5vw,60px);line-height:1;letter-spacing:-.05em;margin:10px 0 14px;max-width:930px}.answer-sentence{font-size:18px;color:var(--muted);max-width:820px}.answer-sentence strong{color:var(--ink)}.answer-stats{display:grid;grid-template-columns:repeat(3,minmax(140px,200px));gap:9px;margin-top:20px}.answer-stats div{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:12px}.answer-stats small{display:block;color:var(--muted);font-size:10px}.answer-stats strong{display:block;font-size:16px;margin-top:3px}.answer-foot{margin-top:12px;color:var(--muted);font-size:10px}.formula-card{background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:21px}.formula-card h2{font-size:26px;letter-spacing:-.035em;margin:6px 0 14px}.formula-card p{color:var(--muted);font-size:13px;margin-bottom:0}.formula-line{display:flex;gap:9px;align-items:center;flex-wrap:wrap;background:var(--surface-2);padding:13px;border-radius:13px}.formula-line span,.formula-line strong{font-family:ui-monospace,SFMono-Regular,Menlo,monospace}.formula-line strong{color:var(--brand)}.amount-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px}.amount-grid a{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:13px;display:flex;justify-content:space-between;align-items:center;gap:10px}.amount-grid a:hover{border-color:var(--brand)}.amount-grid span{font-size:10px;color:var(--muted);font-weight:750}.amount-grid strong{font-size:12px}
.tool-directory{display:grid;grid-template-columns:repeat(2,1fr);gap:11px}.tool-directory-card{display:grid;grid-template-columns:auto 1fr auto;gap:13px;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:17px;padding:16px}.tool-directory-card:hover{border-color:var(--brand)}.tool-directory-card .tool-icon{width:44px;height:44px;border-radius:12px;background:var(--brand-soft);display:grid;place-items:center;color:var(--brand)}.tool-directory-card strong{font-size:15px}.tool-directory-card p{color:var(--muted);font-size:10px;margin:3px 0 0}.featured-tool{border-color:color-mix(in srgb,var(--brand) 50%,var(--line))}.calc-shell{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:14px}.calculator{background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:20px}.calc-fields{display:grid;grid-template-columns:repeat(2,1fr);gap:11px}.field label{display:block;color:var(--muted);font-size:11px;font-weight:800;margin-bottom:6px}.field input,.field select{width:100%;border:1px solid var(--line);background:var(--bg);color:var(--ink);border-radius:12px;padding:11px;outline:none}.calc-result{margin-top:18px;background:var(--navy);color:white;border-radius:17px;padding:18px}.calc-result>small{color:#9facc0}.calc-result>strong{display:block;font-size:34px;letter-spacing:-.04em;margin:4px 0 13px}.calc-result-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:8px}.calc-result-grid div{background:rgba(255,255,255,.07);border-radius:10px;padding:10px}.calc-result-grid small{display:block;color:#9facc0;font-size:9px}.calc-result-grid strong{font-size:12px}.calc-aside{background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:20px;align-self:start}.calc-aside h2{font-size:23px;letter-spacing:-.035em}.calc-aside p{color:var(--muted);font-size:13px}
.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:24px}.article-main{min-width:0}.article-main>h1{font-size:clamp(35px,5vw,56px);line-height:1.05;letter-spacing:-.05em;margin:9px 0 12px}.article-kicker{color:var(--brand);font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.06em}.article-meta{display:flex;flex-wrap:wrap;gap:8px;color:var(--muted);font-size:11px;margin-bottom:18px}.article-cover{border-radius:19px;overflow:hidden;margin:18px 0 24px;border:1px solid var(--line)}.article-cover img{display:block;width:100%;aspect-ratio:16/9;object-fit:cover}.archive-note{background:#fff6d9;color:#755a00;border:1px solid #f1dc93;border-radius:12px;padding:12px 13px;font-size:12px;margin:15px 0}.article-content,.legacy-content{font-size:16px;line-height:1.75}.article-content p,.legacy-content p{color:var(--muted);margin:0 0 18px}.article-content h2,.legacy-content h2{font-size:28px;letter-spacing:-.04em;margin:34px 0 10px}.article-content h3,.legacy-content h3{font-size:22px;letter-spacing:-.03em;margin:28px 0 8px}.article-content a,.legacy-content a{color:var(--brand);text-decoration:underline;text-underline-offset:3px}.article-content ul,.article-content ol,.legacy-content ul,.legacy-content ol{padding-left:22px;color:var(--muted)}.article-content blockquote,.legacy-content blockquote{margin:22px 0;padding:15px 18px;border-left:3px solid var(--brand);background:var(--surface-2);border-radius:0 12px 12px 0}.article-content table,.legacy-content table{width:100%;border-collapse:collapse;display:block;overflow:auto;margin:20px 0}.article-content th,.article-content td,.legacy-content th,.legacy-content td{padding:9px 11px;border:1px solid var(--line);white-space:nowrap}.article-sources{margin-top:30px;border-top:1px solid var(--line);padding-top:18px}.article-sources h2{font-size:18px;margin:0 0 10px}.article-sources a{display:block;color:var(--brand);font-size:12px;padding:5px 0}.article-aside{display:flex;flex-direction:column;gap:11px;align-self:start;position:sticky;top:110px}.aside-card{background:var(--surface);border:1px solid var(--line);border-radius:17px;padding:16px}.aside-card>a{display:flex;justify-content:space-between;gap:8px;padding:9px 0;border-bottom:1px solid var(--line);font-weight:750;font-size:11px}.aside-card>a:last-child{border-bottom:0}.aside-card p{font-size:11px;color:var(--muted)}.author-box{display:flex;gap:10px;align-items:flex-start}.author-icon{width:38px;height:38px;border-radius:12px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center}.author-box strong,.author-box small{display:block}.author-box small{font-size:10px;color:var(--muted)}.prose-card{max-width:900px;background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:clamp(22px,4vw,36px);font-size:16px}.prose-card h2{font-size:26px;letter-spacing:-.035em;margin:30px 0 9px}.prose-card p{color:var(--muted)}.prose-card a{color:var(--brand);text-decoration:underline;text-underline-offset:3px}.corporate-nav{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin-top:18px}.corporate-nav a{background:var(--surface);border:1px solid var(--line);border-radius:13px;padding:11px;font-size:11px;font-weight:800}.contact-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:14px}.contact-copy{background:var(--navy);color:#fff;border-radius:20px;padding:25px}.contact-copy h2{font-size:28px}.contact-copy p{color:#adbbd0}.contact-form{background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:22px;display:flex;flex-direction:column;gap:12px}.contact-form label{font-size:11px;font-weight:800;color:var(--muted)}.contact-form input,.contact-form textarea{display:block;width:100%;margin-top:6px;border:1px solid var(--line);background:var(--bg);color:var(--ink);border-radius:11px;padding:11px;resize:vertical}.honeypot{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.form-status{padding:11px 13px;border-radius:11px;font-size:12px}.form-status.success{background:rgba(18,184,134,.12);color:#087f5b}.form-status.error{background:rgba(217,72,95,.12);color:var(--danger)}
.source-price-hero{display:grid;grid-template-columns:1fr auto;gap:20px;align-items:end}.source-price-meta{display:flex;gap:9px;flex-wrap:wrap;margin-top:14px}.source-price-meta span{background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:7px 10px;font-size:10px;color:var(--muted)}.source-table{background:var(--surface);border:1px solid var(--line);border-radius:20px;overflow:hidden}.source-row{display:grid;grid-template-columns:1.3fr .8fr .8fr .65fr;gap:12px;align-items:center;padding:14px 18px;border-bottom:1px solid var(--line)}.source-row.head{background:var(--surface-2);font-size:10px;text-transform:uppercase;color:var(--muted);font-weight:900}.source-row:last-child{border-bottom:0}.source-row strong{font-size:12px}.source-row span{font-size:12px}.source-row .spread{color:var(--muted)}
.site-footer{margin-top:24px;background:var(--navy);color:#eaf0fb;padding:38px 24px 20px}.footer-grid{max-width:var(--max);margin:auto;display:grid;grid-template-columns:1.5fr repeat(4,1fr);gap:28px}.footer-brand{color:white}.footer-intro p{color:#9fadc2;font-size:12px;max-width:350px}.footer-trust{display:flex;gap:10px;flex-wrap:wrap}.footer-trust a{color:#8ea4cb;font-size:10px}.footer-grid h2{font-size:11px;text-transform:uppercase;letter-spacing:.07em;color:#7285a6;margin:0 0 10px}.footer-grid>div:not(.footer-intro)>a{display:block;color:#b9c6d9;font-size:11px;padding:5px 0}.footer-grid>div:not(.footer-intro)>a:hover{color:white}.footer-bottom{max-width:var(--max);margin:24px auto 0;padding-top:17px;border-top:1px solid #1d304c;display:flex;justify-content:space-between;gap:14px;color:#7184a3;font-size:10px}.footer-bottom div{display:flex;gap:14px}
@media(max-width:1080px){.home-hero-grid{grid-template-columns:1fr 360px}.home-bank-grid{grid-template-columns:repeat(4,1fr)}.tool-ribbon{grid-template-columns:repeat(3,1fr)}.source-cards{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1.4fr repeat(2,1fr)}.footer-grid>div:nth-child(4),.footer-grid>div:nth-child(5){margin-top:10px}.bank-grid{grid-template-columns:repeat(2,1fr)}.calc-shell{grid-template-columns:1fr 300px}.trust-grid{grid-template-columns:repeat(3,1fr)}.trust-grid>a{grid-column:1/-1;text-align:right}}
@media(max-width:820px){body{padding-bottom:68px}.main-nav{display:none}.topline{height:60px;padding:0 16px}.brand{font-size:19px}.brand img{width:36px;height:36px}.search-button{display:none}.market-rail-inner{padding:0 16px}.market-rail a{padding-top:7px;padding-bottom:7px}.home-hero{padding:28px 0 20px}.home-hero-grid{grid-template-columns:1fr;gap:18px}.home-hero h1{font-size:46px}.home-hero-copy>p{font-size:16px}.quick-converter{max-width:none}.quick-action-grid{grid-template-columns:repeat(2,1fr)}.market-duo{grid-template-columns:1fr}.banking-action-grid{grid-template-columns:repeat(2,1fr)}.home-bank-grid{grid-template-columns:repeat(2,1fr)}.tool-ribbon{grid-template-columns:repeat(2,1fr)}.article-list{grid-template-columns:repeat(2,1fr)}.bank-topic-grid{grid-template-columns:1fr}.info-grid{grid-template-columns:1fr}.article-layout{grid-template-columns:1fr}.article-aside{position:static;display:grid;grid-template-columns:repeat(2,1fr)}.calc-shell{grid-template-columns:1fr}.footer-grid{grid-template-columns:repeat(2,1fr)}.footer-intro{grid-column:1/-1}.mobile-bottom-nav{position:fixed;left:0;right:0;bottom:0;z-index:70;height:64px;padding:6px max(10px,env(safe-area-inset-left)) calc(6px + env(safe-area-inset-bottom));display:grid;grid-template-columns:repeat(5,1fr);background:color-mix(in srgb,var(--surface) 94%,transparent);backdrop-filter:blur(16px);border-top:1px solid var(--line);box-shadow:0 -8px 30px rgba(5,18,37,.08)}.mobile-bottom-nav a,.mobile-bottom-nav button{border:0;background:none;color:var(--muted);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;font-size:9px;font-weight:750;min-width:0}.mobile-bottom-nav .icon{width:19px;height:19px}.mobile-bottom-nav .active{color:var(--brand)}.mobile-sheet-backdrop{display:block;position:fixed;inset:0;z-index:78;background:rgba(4,12,25,.48);opacity:0;pointer-events:none;transition:.22s}.mobile-sheet-backdrop.is-open{opacity:1;pointer-events:auto}.mobile-menu-sheet{display:block;position:fixed;left:0;right:0;bottom:0;z-index:79;background:var(--surface);border-radius:24px 24px 0 0;padding:8px 18px calc(22px + env(safe-area-inset-bottom));transform:translateY(105%);transition:.24s ease;box-shadow:0 -20px 60px rgba(0,0,0,.22)}.mobile-menu-sheet.is-open{transform:none}.sheet-handle{width:42px;height:4px;border-radius:4px;background:var(--line);margin:0 auto 13px}.mobile-sheet-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px}.mobile-sheet-head>div{display:flex;flex-direction:column}.mobile-sheet-head strong{font-size:18px}.mobile-sheet-head small{font-size:10px;color:var(--muted)}.mobile-sheet-head button{width:38px;height:38px;border-radius:11px;border:1px solid var(--line);background:var(--surface-2);display:grid;place-items:center}.mobile-menu-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px}.mobile-menu-grid a{display:flex;align-items:center;gap:9px;background:var(--surface-2);border-radius:13px;padding:12px;font-size:11px;font-weight:800}.mobile-menu-grid .icon{color:var(--brand)}.mobile-sheet-links{display:grid;grid-template-columns:1fr 1fr;gap:0 18px;margin-top:13px}.mobile-sheet-links a{font-size:11px;padding:9px 0;border-bottom:1px solid var(--line)}.mobile-theme{margin-top:13px;width:100%;border:1px solid var(--line);background:var(--surface);border-radius:12px;padding:10px;display:flex;justify-content:center;align-items:center;gap:8px;font-size:11px;font-weight:800}.mobile-menu-sheet[aria-hidden="false"]{visibility:visible}.source-price-hero{grid-template-columns:1fr}}
@media(max-width:560px){.container{padding:0 16px}.home-hero h1{font-size:40px}.home-hero-copy>p{font-size:15px}.quick-fields{grid-template-columns:1fr}.quick-action-grid{grid-template-columns:1fr 1fr}.quick-action-grid a{padding:11px}.section{padding:28px 0}.section-head{align-items:flex-start;flex-direction:column}.section-head h2{font-size:29px}.banking-action-grid{grid-template-columns:1fr 1fr}.home-bank-grid{grid-template-columns:1fr 1fr}.tool-ribbon{grid-template-columns:1fr 1fr}.tool-card{min-height:155px;padding:15px}.source-cards{grid-template-columns:1fr}.article-list{grid-template-columns:1fr}.trust-grid{grid-template-columns:1fr}.trust-grid>a{text-align:left}.bank-grid{grid-template-columns:1fr}.bank-hero{grid-template-columns:auto 1fr}.bank-hero>a{grid-column:1/-1}.bank-hero h1{font-size:28px}.gold-head,.rate-head{display:none}.gold-row{grid-template-columns:1.25fr .9fr 22px;padding:13px 14px}.gold-row>span:nth-child(2){display:none}.rate-row{grid-template-columns:1.35fr .9fr 22px;padding:13px 14px}.rate-row>span:nth-child(2),.rate-row>span:nth-child(4){display:none}.hub-grid,.compact-grid{grid-template-columns:1fr}.answer-panel{grid-template-columns:1fr;padding:20px}.answer-stats{grid-template-columns:1fr}.amount-grid{grid-template-columns:1fr}.tool-directory{grid-template-columns:1fr}.calc-fields{grid-template-columns:1fr}.calc-result-grid{grid-template-columns:1fr}.article-aside{display:none}.article-main>h1{font-size:38px}.article-content,.legacy-content{font-size:15px}.article-content h2,.legacy-content h2{font-size:25px}.corporate-nav{grid-template-columns:1fr}.contact-grid{grid-template-columns:1fr}.source-row{grid-template-columns:1.2fr .9fr .9fr}.source-row>*:nth-child(4){display:none}.footer-grid{grid-template-columns:1fr 1fr;gap:22px}.footer-bottom{flex-direction:column}.footer-bottom div{flex-wrap:wrap}}